BUSINESS LOAN
FUND FOR YOUR BUSINESS EXPANSION OR CATER TO YOUR WORK CAPITAL NEED
Whether you are a self-employed individual, a proprietor, a partner in a partnership firm or a director at a company, we have a product to suit your need. Your dedicated Conjoin expert will tailor specific solutions to meet your needs and guide you through the complex process and make it absolutely hassle-free.
Basic document required to process Business loan
1.KYC Proofs for all Partners / Directors to be self attested.
- Identification - Proof (Any one of the following)
- Driving licenses
- Passport
- Pan card (must) for all
- Voters ID
2.Address Proof -Residence (Any one of the following)
- Ration Card
- Driving licenses
- Passport
- Voters ID
- Latest Landline Telephone bill
3.Address Proof -Office
- Registration certificate
- TIN Certificate
- Latest landline telephone bill in company name
- Partnership deed (If partnership concern)
- SSI Certificate (If manufacturing concern)
- Import Export code (For Import & export concern)
4.Income documents required
a) If Proprietorship concern
- Income tax return for last 3 years
- Audited P&L A/c & Balance Sheet for 3 Years
- Provisional Balance Sheet as on date
- Latest 12 months bank statement from all active banks
a) In Company Name & b) In personal Name
- Proprietorship proof -If any
OR
b) If Partnership Firm
- Income tax return for last 3 years
- Audited P&L A/c & Balance Sheet for 3 Years
- Provisional Balance Sheet as on date
- Latest 12 months bank statement from all active banks
- Partnership deed
- Annexure Deed (For Addition or deletion of partners)
- Pan card in Entity name
OR
c) If Private & Public limited
- Income tax return for last 3 years
- Audited P&L A/c & Balance Sheet for 3 Years
- Provisional Balance Sheet as on date
- Latest 12 months bank statement from all active banks
- Memorandum & Articles of Association (Self attested true copy)
- Form 32 - If any addition or removal of directors
- Board resolution
- Pan card in Entity name
5.Supporting document required if applicable
- Copy of Bank Sanction Letter (for OD / CC limit enjoyed)
- CST /VAT returns for the last 12months
- Month wise TDS certificate for last 12 months
- Month wise sales figures for last 12 months
- Unsecured & Secured loan welcome letters of all existing loans
- Dealership Agreement (for dealers / stockiest/distributors)
- Copy of registered license from relevant association (for service sectors only)
